Privacy & Security

OwnerDirect.US takes your privacy seriously -- we are committed to protecting your information. Your privacy and security are vitally important to us, we value the trust you have placed in us, and we are committed to earning and maintaining your confidence. We use the information we collect to process or administrate the products or services you have requested from us. We do not, nor will we ever, sell, trade, rent, or disclose your information to any third party without your consent. We encourage you to review our privacy and security policy.

When you fill out a form online, your personal information will be scrambled using SSL encryption technology before being sent over the Internet. This makes it virtually impossible for your information to be stolen or intercepted while being transferred through cyberspace. When we receive your information, it is stored in a secure location until we're ready to process it.

The OwnerDirect.US Web site uses a high standard of encryption technology to create a secure environment for the transfer of sensitive information between your browser and our secured server. Our security employs Secured Socket Layers (SSL) and a 128-bit encryption key. You must have an SSL-enabled browser to take advantage of this. If you are concerned about the safety of transmitting data to us, you can always call us at (800) 699-4841. We'd be happy to take your information by phone. However, of the hundreds of online requests we have received over the Internet, we have never had a customer complain that their data was illegally intercepted.

If you are a current registered member of OwnerDirect.US, your member information is mintained on a separate server that is removed from the Internet and protected from intrusion by a firewall. While you are viewing your member information via the Web site, it is presented to you using Secured Socket Layers (SSL) and a 128-bit encryption key. You must have an SSL-enabled browser to take advantage of this.

Our certificate of security used when providing sensitive information at the OwnerDirect.US Web site is authorized by Thawte, a Verisign company.

For more information about cryptography and security, please visit http://www.verisign.com/products-services/security-services/ssl/page_006491.html

(We have no control over the content of the Verisign Web site.)

To confirm that you are communicating with our Web site in a secure mode, please be aware of the security icons on your browser. When you are viewing a secure page, you should see an image of a locked padlock in the lower left hand corner of Netscape 4.0 or Explorer and a yellow key in a blue box in older versions of Netscape. Also, to view security information, click your right mouse button on a secure page and select "View Frame Info" (Netscape 4.0) or "Properties" (Explorer 3.0 For older versions of Netscape, select "View," then "Frame Info" from the file menu at the top of the window.

NS Lock Netscape 4.0 and above

IE Lock Explorer 4.0 and above

Note that if you are using a version of Internet Explorer or Netscape Navigator less than 4.0, your digital certificate may have expired on 1/1/00. Both companies recommend obtaining the new versions of their browsers, which are free.

(We have no control over the content of the Microsoft or Netscape Web sites.)

We collect information about you that we believe will be necessary or useful in processing or administering products or services that you have requested from us. This information may be collected from applications or other forms submitted in connection with obtaining services, such as mortgage loans and/or real estate related services,

Access to our systems containing nonpublic personal information is only provided to agents, loan officers and processors whom we determine need it for the purpose of providing products or services to you. We maintain physical, electronic, and procedural safeguards that comply with state and federal standards to guard your nonpublic personal information.

Contacting Us - If at any time you feel that OwnerDirect.US has not adhered to this policy of if you have questions or concerns about our privacy policy, please contact us and we'll quickly respond to your concerns.